Publications
2008
Including SCC's response to the proposal to create a National Lending Unit for owners who are unable to finance priority repair works.
June 2008
188KB
Making Markets Work (Phase II): Engaging with providers
The Scottish Consumer Council (and the Scottish Centre for Regeneration) supported this research by the Scottish Council Foundation. The report builds on SCF’s earlier report which identified the need for a much deeper appreciation of private sector knowledge and assumptions about the barriers to (and opportunities for) market provision to low income households, communities and consumers.
The report argues that if businesses can take a different approach which helps to stimulate and support better functioning markets, this in turn can offer genuine choice and value for money for low income consumers, even if profit margins are less than at the middle to high income end of the market.
The Chair of the Scottish Consumer Council, Douglas Sinclair, said the report adds force to SCC’s argument that suppliers need to get better at serving disadvantaged consumers.
“This report is important because it helps us see more clearly how markets are operating for consumers in Scotland. We welcome its focus on developing innovative solutions to supplying goods and services to low-income households. Instead of forcing poorer consumers to pay a premium, providers should see them as an important group to reach. We hope that Scottish businesses will now move towards adopting the new ways of working explored in the report”
The full report can be downloaded by clicking here.
The summary report can be downloaded by clicking here.
Response to the interest (Scotland) bill: consultation and draft bill
83 KB
April 2008
2006
Discussion Paper on the Regulation of Christmas (Hamper) Saving Schemes
(261KB)
December 2006
2004
Response
to DTI White Paper - Fair, Clear and Competitive: the Consumer Credit
Market in the 21st Century
(48KB)
March 2004
Response
to DTI consultation on the provision of alternative dispute resolution
for disputes arising under the consumer credit act 1974
(10KB)
March 2004
Response
to DTI consultation on establishing a transparent market
(8KB)
March 2004
Response
to Scottish executive consultation Personal bankruptcy in Scotland: a
modern approach
(5KB)
February 2004
2003
Response to secondary consultation by the Scottish Executive on draft regulations for a debt arrangement scheme
71KB October 2003
Draft response to tackling loan sharks and more!
A
consultation document on making the extortionate credit provisions
within the consumer credit act
1974 more effective
(46KB)
May 2003
(84KB)
February 2003
2002
Response to Sheriff Court Rules Council Consultation On Debt Arrangement And Attachment (Scotland)Bill - Sheriff Court Procedure: New Rules of Court and Prescribed Forms
Response to Sheriff Court Rules Council Consultation On Debt Arrangement And Attachment (Scotland) Bill Sheriff Court Rules
August 2002
Response to Scottish Executive Justice Department: Enforcement of Civil Obligations in Scotland: a consultation document
July 2002
Evidence to the Social Justice Committee on the Debt Arrangement and Attachment (Scotland) Bill
32KB June 2002
2001
Tackling Loan Sharks - And More! Consultation Document on Modernising the Consumer Credit Act 1974
28KB
October 2001
Response to Scottish Executive Consultation on the report of the Working Group on a Replacement for Poinding and Warrant Sale
October 2001
The FSA's Approach to the Regulation of E-commerce
30KB
October 2001
Guidance for Debt Management Services
29KB
July 2001
2000
No publications
1999
Response to the Scottish Law Commission Discussion Paper "Attachment Orders and Money Attachment"
38KB February 1999
Response to the Scottish Law Commission Discussion Paper "Diligence Against Land"
28KB February 1999
Response to the Consultation Paper "It Pays To Collect"
42KB
February 1999
1998
Response to the Consultation Paper "The Annual Percentage Rate and Total Charge for Credit in Consumer Credit Regulations"
21KB
October 1998
21KB
October 1998
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